If you've been contemplating a home purchase or a commercial purchase, now may be the time to get moving on it. Interest rates for mortgages are at a historical low - how's this for great:
-- 30 year fixed rate 4.27%
-- 15 year fixed rate 3.72%
These rates do not include fee's or 'points' as they are often called - so take that into account when shopping loans.
With a good inventory, great rates and the traditional seasonal lull hitting the housing market, now may just be the best time to get into an ownership situation!
Cheers,
Steve
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